1870 El Camino Real, Suite 208
Burlingame, CA 94010

Fax: 650-343-8456


Workers Compensation, Commercial Property & Personal Insurance

Burlingame, San Mateo & San Francisco, CA

Since opening our doors in 1996, Town & Country Insurance Services has strived to provide top-of-the-line insurance solutions to businesses and individuals in Burlingame, San Mateo, San Francisco, Stockton, Hillsborough, and surrounding areas in California. Our team is filled with dedicated, knowledgeable agents who possess 100 years of collective experience in the insurance business.

At Town & Country Insurance Services, our local community is vitally important to us. We take pride in the area we live and work, and we are avid supporters of local organizations such as The Hillsborough Concours d’Elegance.

High Value Home & Auto Insurance, Business Insurance

Whether it’s a personal policy you’re looking for — like home and auto — or tailored commercial coverage, Town & Country Insurance Services has everything you might need if you’re searching for a quality policy. We even offer coverage options for specialized industries such as manufacturing insurance, workers compensation, and apartment buildings, as well.

We work alongside our clients when matching them with coverage. From there, we turn to our reputable carriers, like Nationwide, Travelers, and AIG, for the best policy and price.




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Meet Our Team

Robert  O'Neill
Robert O'Neill

Insurance Broker

Laurie Dowling
Laurie Dowling

Senior Account Manager Commercial Lines

Elnora  Rucker
Elnora Rucker

Senior Account Manager Personal Lines

Doug Woodroffe
Doug Woodroffe

IT Support



I looked over the appraisal book. I have to say it is amazing! Love the photos and the detail you put into the history of the car. Great service. I can’t wait to have you do the truck.

Stephen Arata

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Frank F. of San Francisco

I have known Rob for many years, he is a person of high integrity and truly cares about people he associates with. I highly recommend him, it’s truly hard to find trustworthy people like Rob.

Joe Totah of Foster City, CA

Town and Country Insurance the place to go for fast knowledgeable accurate answers for all your Insurance needs. Rob O'Neill has the experience you need.

Nancy of Mountain View, CA

Rob O’Neil has been my insurance broker for over 35 years and I have found him to always have my interest first when placing my coverage. I have one property that is difficult to insure due to its location but Rob has always found a way. In the very few instances I have had a claim Rob has been a true advocate for me. I highly recommend Rob as an insurance broker.

Rita S

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